Just put up a new site on prayer for marriage. Needed them and could not find them with what I am going through now… so felt I’d provide them to the ones looking. Hope they help: http://www.prayerformarriage.com

Westland, MI (OPENPRESS) August 5, 2009 — Help With Bad Credit, LLC, is proud to announce a revolutionary new ebook product that offers American consumers the quickest, easiest way to manage and improve their credit from the privacy of their own home.

The ebook titled: “Effective Credit Repair and Life After Credit Repair” is a simple to read book designed to maximize credit scores by allowing consumers to verify the trade items on their credit report. Based on research from the United States Public Interest Group, over 79% of credit reports contain errors. This means that millions of consumers are paying the price in the form of higher interest rates and even being denied loans, based on errors. “Effective Credit Repair and Life After Credit Repair” empowers consumers to not only verify the information on their credit report, but also, challenge and dispute negative items, fraudulent items and mistakes that appear on a credit report. “Effective Credit Repair and Life After Credit Repair” helps consumers get the most up-to-date and current credit report possible while maximizing and improving credit scores.

“I have created a revolutionary ebook that American consumers can now manage their credit profiles in a simple, easy-to-read ebook down load for just $1.00,” Michael Lamerson of Help With Bad Credit, LLC said, “In the past, consumers just accepted their bad credit, now “Effective Credit Repair and Life After Credit Repair” gives them a powerful information to manage their credit. ”Effective Credit Repair and Life After Credit Repair” helps consumers with less-than-perfect credit maximize their credit score and get an up-to-date credit report so they can get the home, car, credit card and insurance they want.” Michael Lamerson of Help With Bad Credit said.”

“Effective Credit Repair and Life After Credit Repair” provides the tools that can help consumer’s lower interest rates and get approved for home loans, auto loans, credit cards, etc., while getting the accurate credit report they deserve by law. “Effective Credit Repair and Life After Credit Repair” helps consumers improve credit scores by helping to remove fraudulent, inaccurate and erroneous information such as late payments, collections, charge-offs, judgments, and inquiries, etc.

“Effective Credit Repair and Life After Credit Repair” makes the law work for you by helping to ensure that information is accurate and verified and that any verified inaccuracies are removed from the credit reports as defined in the Fair Credit Reporting Act (FCRA).

“Effective Credit Repair and Life After Credit Repair” is the perfect ebook for financial professionals such as mortgage and real estate professionals, who need to improve their clients’ credit score. Whether their client seeking a loan only needs a couple points to get approved for the loan or over a hundred points, “Effective Credit Repair and Life After Credit Repair” is designed to help clients with a FICO score of 350 to 750.

“I took both of my books: Help With Bad Credit Repair & How To Get A Low Fixed Rate Mortgage After Credit Repair… That’s Not Based On A Fico® Score, and brought them both together into one easy to read ebook called: “Effective Credit Repair and Life After Credit Repair” downloadable for just $1.00. We are all dealing with some tuff economic times and when you’re in trouble money is tight. But then you need money to get your credit fixed. It’s time someone steps up and helps the people.” Michael Lamerson of Help With Bad Credit said.

To learn more about how you can get a copy of the ebook for just $1.00 go to: http://www.helpwithbadcreditrepair.com

Private Currency Exchange

Quick and Effective Solutions For You Or Your Client’s Currency Needs. We Offer a Private Currency Exchange, With Over 30 Currencies Including the G7, USD, CAD, EURO, GBP, JPY, RMB & Others.

Private Currency Exchanges Made Easy
1st tranche in 48 to 72 hours

SBLC Financing can help introduce you or your Client to a Private Currency Exchange service that caters to both high wealth Clients and Businesses. Minimum entry contract for the services is 50M.

We give the same attention to all transaction, no matter what size. The private financial services we have access to, are tailored to the unique needs of each entry, ensuring the desired results and maximized results. Our Currency Exchange Bank, who we can cause introduction to, remains on the cutting edge of Currency trends. They are well-informed and continually adapt to the ever-changing world of currency.

Our Word

We treat our clients with courtesy and integrity. We provide efficient currency exchange services that achieve remarkable results. Our typical transaction begins after introduction and then between 48 to 72 hours after that. If you can answer these questions, “YES” we can move forward.

To bring a transaction to our Intake Coordinator of the Currency Exchange Bank you or your Client needs to answer these questions.

1) Is this a real company or buyer and do you know his name and contact information?
2) Does he have funds on deposit ready to exchange?
3) Does he have control of the funds?
4) Is he prepared to provide POF?
5) Is he ready to tranche the next business day?

Unless all answers are yes there is nothing to discuss. We will not set up the introduction because it will be a waste of time for everyone.

The Real Deal

The Private Currency Exchange bank’s consistent track record of uncompromising ethics instills confidence and trust. We use cutting edge technologies to ensure up to the minute information from the financial world. This allows us to respond quickly, and give you the results you and your principal (buyer) desire.

With 36 Currencies including the G7 and our ability to do 1260 Exchange Combinations for you or your Client, why look anywhere else.

From more information:

http://www.sblcfinancing.private.currency.exchange.html

A CD/MTN (Certificate of Deposit/ Medium Term Note) is merely a financial instrument that is backed by cash, and is freely transferable. The general structure of using the CD/MTN as a collateral instrument has existed for 50 years. Naturally, there are many firms and brokers who have used or attempted to use CD/MTN instruments as collateral in one way or another. Some professional firms have been successful, but many inexperienced intermediary brokers have failed.

The “Program” itself is a mechanism of structuring third party collateral into the loan or funding package for project financing. Since this structure must be implemented through a series of complex legal contracts between multiple participants in the transaction, the CD/MTN Program must be managed by a licensed law firm.

The particular group of Providers and their investors who we work with have specialized in the system for over 20 years. The providers and investors are required by contract to participate in the program for a minimum of 5 years, so it is a well established system with reliable participants.

The “No Interest Loan Program” is one of the fastest systems for capital loans, using collateral from a third party investor, because the investor provides collateral by means of a “deposit” to purchase a “Certificate of deposit” (CD), the investor is called a “Depositor”. The end result of the transaction is the equivalent of an “interest free” loan (from the point of view of the client) in most cases, where the Client repays only a discounted amount of Capital, with minimal risk and maximum benefit to both the bank and the company.

The primary function of the structure is to procure collateral from a third party at a “discount”, and arrange for it to be paid for by the Borrower Company from the loan funds at the time of closing.

The collateral program is for projects that require a long start=up period before launching.

This program offers a deferment period ranging from 1-3 years. During the period of deferment, the Borrower/Company does not have to pay any interest or minimum payments. This is true even if your project is capable of repaying the loan (of any amount) in full within 3-4 years after launching.

The result of the structure is that Borrower receives a net amount of capital that it needs to implement its project at a cost lower than a traditional loan, the Depositor receives immediate repayment of the collateral plus profits, and the bank receives full collateral backing of the total principal amount of the loan.

The ability of the structure to reliably generate a “win-win-win” transaction for all participants is made possible by the fact that the CD/MTN instrument used as collateral doubles in value over a 10 year period. This increase in value from maturity of the CD/MTN makes it possible to provide real and tangible benefits for all parties to the transaction.

All other expense s related to structuring the loan and procuring the collateral are added to the amount of the loan, to ensure that they are paid from the loan at closing.

Depositors are multinational corporations and consortiums of trusts and pension funds, which have billions of dollars in liquid assets. They have contractual and legal obligations to make these funds work for maximum profits. For such capital resources, direct investment in projects is too “high risk”, too “low return”, and too much time to wait. Accordingly, they categorically refuse to finance actual projects or invest funds directly, as a matter of principle and policy.

Instead, Depositors accomplish their goals through purchasing collateral for use in loan transactions. Within about 24 hours, with no risk whatsoever, the Depositor receives 50% of its money back in “cash”, plus the “interest certificates” of the CD/MTN as repayment of the other 50%, which Depositor then sells to a pre-arranged “exit purchaser” for a profit.

“Stock Loans Are Back!“

Bowz Management Corporation and SBLC Financing
Offer…“Domestic & International Financial Services”

RE: Stock Loans

Here is some information on the stock loan program:

While it’s true that a margin loan might be the right cash liquidity choice for many stock owners, a standard brokerage margin loan will not meet the needs of everyone. For these stock owners, a STOCK LOAN can serve as a feature-rich alternative to traditional margin-based lending.

Margin Loan (what most broker/dealers offer):

50% loan-to-value Margin/house calls require borrower to cover shortfalls with additional cash or stocks, recourse loan, Lender can demand not only stocks, but additional assets in the event of unpaid shortfall or nonpayment.

Default is freely reportable to credit bureaus, especially if the loan is not repaid. Client cash tied usually to one brokerage account unless sold. Cash available by selling stocks outright from account, Regular account statements. Must apply to qualify for margin account; often minimum balance.

Stock Loan (what we have):

Up to 90% loan-to-value; no margin calls for any reason. 100% hedged portfolio limits risk of loss; margin calls unnecessary; nonrecourse loan.

Client can freely default at any time, forfeiting only stocks, even if stocks are worthless. Client keeps cash. Nonrecourse freedom means default never reported to credit agencies. Default is a borrower right.

Loan cash available for any legal purpose, not tied to account, cash loan means no sale of stock. Tax deferral is possible with regular account statements. No qualifying required. Your stocks are your passport to a STOCK LOAN.

To get Qualifications of this Stock Loan and Loan Request form, go to: http://www.sblcfinancing.com/sblcfinancing.stock.loan.html

PPP… Private Placement Program

We facilitate secured Private Placements Programs in direct cooperation with a private platform trader, platform program managers and providers. However our Company is in direct cooperation with private platform traders, platform program managers and providers. Contracts are provided to high net worth clients. Your investments remains under your control and account name, guaranteed, safeguarded during the contract period.

If you want to place funds into a Private Placement Program (PPP) we can help you. Although you must be invited to join, these lucrative programs offer a safe and secure means of multiplying your wealth. Begin in a short time, typically just 72 hours after verification of received documents and due diligence process.

This opportunity has the potential for wealth creation and life quality enhancement. You can soon be enjoying the benefit and profit from this yielding investments. Note that we are not providing financial or securities advice (our lawyer insist we include this notice.)

Applicants are expected to be experienced investors who are familiar with how these investments are done. We DO NOT formally educate or provide any advice as to how one can incorporate this PPP strategy into your financial plan.

The returns will be presented to you by the trader at first meeting. The meeting can be a conference call or face-to-face meeting. Normally, this will occur after the due diligence process is complete. It is worth nothing for the skeptical: Your money is never transferred to another account only if the Investors Bank does not have Swift obligations. It is just blocked at your bank through a standard MT 760 notice or MT 700 and remains in your bank.

Private Placement Program Details

· Bank instruments (CD, MTN, BG, Bonds, etc.) or liquid funds are used

· Minimum requirement is 1 million and up- no cap USD (cash or acceptable AA – AAA Rated collateral)

· Bank must have swift capability

· Trading occurs for a 40-Week program or Agreed by Platform and Trader

· Historical returns can be discussed directly with the Platform Trader

· Face-to-face contract signing and could be Signed Emailed or fax back locked in PDF Format

This PPP opportunity is available to legitimate investors meeting the basic criteria as listed.

Detailed Program Procedures

1. You submit compliance documentation

2. Both you and your asset are evaluated by the compliance department

3. Trade contract is sent for your review and signature

4. You sign the contract and return it

5. Trader counter-signs contract and returns a copy to you

6. A MT 760 or MT 700 template is provided as a guideline for your bank

7. Your bank completes MT760 Swift or MT700 Swift and you are in Trade within 72 Hours (5% to 10 % Advance is Available for Client on a case by case basis)

8. The Procedures may change based on the Funds being used

Once all documentation is delivered to the program manager the compliance process begins. At that point any and all due diligence must be completed for every applicant. Within 72 hours of the successful verification funds and other associated due diligence procedures you will be in trade. Profits are paid to you weekly via wire transfers into your instructed Bank account.

NOTE: Your money is never transferred to another account; it is just blocked through a MT760 or MT700. MT700, the Funds can still be traded within another Bank at the time of Trade with Platform) Which and remains in your bank. The compliance package you need to get started in trade will be released to you at your request in order to move forward.

Our company works with many Direct Providers and could also do Bank to Bank Verification on funds in Account to draw line of credit and place client into Program but the Investor would need to open a non depletion account.

If a private placement program is what you are looking for we will need you to download a zip file and email back to us.

For more information, email us at: sblcfinancing@gmail.com

Or check us out on the net at: http://www.sblcfinancing.com

Private Currency Exchange

Our Private Currency Exchange is simple, just understand it does not matter what currency your Provider is looking for, the buyer will move first, we don’t do MT103 or MT799. We only do bank swift to bank swift or bluescreen. The buyer will show capability to do first tranch of 50M for up to 50b or 500m for larger than 50b. These things must be stressed. If after reading the below information and understanding what we do and you want to move forward, let us know, and we will send them the 3 docs required to start the process.

This is a Private Currency Exchange for EURO vs USD

1. OUR Provider is a Fed Licensed Private Exchange Bank. NOTE: IF the EUROP is not Fed Approved it will take a little longer for completion of this transaction. Due Diligence will be completed quickly. Normal process is less than a week from document submission to tranching!

Procedure: BLUE SCREEN OR BANK SWIFT TO BANK SWIFT.

Discount: 15/10

PLEASE NOTE: OUR USD PROVIDER DOES NOT DO MT103 OR MT799

2. Our USD Provider does not use anyone else’s contracts, as IT’S ISSUED DIRECT FROM THE BANK.

3. There are three documents that are required to begin any transaction with our group: CIS, PO Request, and IPPA. This must be done on THE PROVIDED Documents. which can be provided upon request IF the EUROP wants to move forward. We, are the direct contacts of the BANK’S INTAKE COORDINATOR, and there is no one between us and him.

4. Once the documentation is completed, these will be sent to Bank Intake Coordinator via the USD facilitator. From there the Intake Coordinator will follow with phone call to the Principle for verification. Once the introductory verification phone call has been completed, DD will be done, AND IF ALL IS IN ORDER, the contract will be prepared, and sent to the EUROP for review and signature.

5. These documents will have a life period of 72 hours from the time stamp of receipt.

6. COMMISSION STRUCTURE IS NORMAL:

USD side (CLOSED)

EURO side split:

1.25 Euro group, mandate and Intermediaries (Your group)

1.25 USD group, facilitator and Intermediaries (Our group)

7. THE EURO PROVIDER WILL MOVE FIRST WITHOUT EXCEPTION
NOTE: BEFORE THE DOCUMENTS ARE SUBMITTED, PLEASE MAKE SURE THE PHONE NUMBERS AND EMAILS ARE CORRECT AND WORKING. ALSO, MAKE SURE THE Provider IS READY TO RECEIVE THE CALL. THE Provider WILL BE DULY INFORMED AS TO WHO WILL BE CALLING AFTER THE PACKAGE IS ACCEPTED. LASTLY, PLEASE LET US KNOW WHEN YOU ARE SUBMITTING YOUR PAPERWORK, IF A TRANSLATOR IS REQUIRED.

For more information email us at: sblcfinancing@gmail.com

Or check us out on the net at: http://www.sblcfinancing.com

Monetize Instruments

Monetize your instrument for cash. Monetize your instrument and trade. We will monetize any real instrument or just about any SKR. We will take in: SBLC, BG, MTN, T-Bills, T-Notes or T-Strips etc.

Monetization is the process of converting something into legal tender. It usually refers to the printing of banknotes by banks, but things such as gold, silver and diamonds and land or mines can also be monetized. We do like to see a SKR with these hard assets.

Types of Instruments we monetize or lend on!

- SBLC’s
- CD’s
- MTN’s (To close on MTN’s, they has to be put in trust or in Escrow for the duration of the loan)
- Investment Grade Securities
- Bonds( Any Investment Grade)
- Annuities (Has to be S&P Rated)
- BG’s (Illegal in the US however) (it will have to be converted to SBLC in the US with rated bond)

To go forward we will need these questions answered…

Is the Instrument owned or leased?

Do you have copy of the Instrument?

Where is it now?

Where is it lodged?

What is the use of funds for?

Are you just looking to have it monetized or are you open to Trade?

We need the following to start the process:

1. Executive summary for use of funds. How did you acquire the instrument and exit strategy etc…

2. Front and back copy of the instrument… even the blank pages.

3. Phone number and Name of individual where who we can call to confirm where the instrument is lodged. SKR is nice too if available.

4. Bio on the client and if he has a company a bio on that too!

To start the process… email us at: sblcfinancing@gmail.com  

Or check us out on the net at: http://www.sblcfinancing.com

Terms and Fees come after full package has been reviewed.

Factoring Service Explained

How to Get Financing When Banks Have Stopped Lending…

One of the biggest challenges that the owners of small and mid size businesses have is waiting 30 to 60 days to get paid on their invoices.

While large businesses can usually afford to wait, small and mid size businesses often cannot. As a matter of fact, waiting to get paid on their invoices, usually effects managements’ ability to meet payroll or meet other company obligations. This can be even more frustrating if the business has a number of orders that it cannot fill because cash is tied in unpaid invoices.

How can factoring help you?

Invoice factoring, also known as accounts receivable factoring, is a financial tool that allows companies to capitalize on the power of their slow paying invoices. It enables them to convert their invoices into immediate cash, allowing them to fund their business operations. Invoices from strong credit-worthy commercial clients are excellent collateral, especially to factors. Although most banks aren’t interested in accounts receivable - invoice factoring companies are focused on providing financing based upon them. This makes it an ideal financing vehicle for small and mid size businesses.

How does factoring work?

As opposed to most banks that lend against collateral, invoice factoring companies buy invoices (the collateral) outright. The factoring company that buys invoices provides funds immediately, while they wait to get paid by your client’s customers. Perhaps, this transaction is best described with an example:

1. Assume that your business sells products/services to Company A and Company B. As soon as they provide their services, they issue invoices.

2. At the same time, you send copies of the invoices to the factoring company, who purchases them and provides an advance payment for them.

3. The factoring company waits to get paid by your customers… Once paid, any remaining funds are sent back to the company.

The invoice factoring process can be repeated for every invoice issued, providing a flexible line of financing that grows with the business.

How much will a factor advance my business?

The factoring transaction is commonly done as a two-installment sale. The first installment is called the advance and is paid to as soon as the invoices are submitted… Advances can range anywhere from 60% on the low end up to 90%. The average advance is about 75% (for the industry). The final installment, called the rebate, is sent to you once the invoice is paid.

The cost of invoice factoring

The cost of invoice factoring is determined on three criteria:

1. The credit worthiness of your customers.

2. The length of time your invoices take to get paid.

3. The monthly factored volume. Your cost, actually called a discount in the industry, can be as low as 1.5% or as high as 12%, per transaction depending on these criteria.

How can I determine if invoice factoring will help my business?

Generally speaking, invoice factoring will help you if you have a business that has reasonable profit margins or is growing quickly. Mid size companies with 20% or more profit margins or large companies with 15% profit margins can usually do well with accounts receivable factoring. An additional advantage of invoice factoring is that it does not require owners to give up equity – enabling them to grow their company without diluting ownership.

CLOSING: Typically under two weeks from initial contact to funding.

AUDIT REQUIREMENTS: None. No certified financial statement required. No audit by investor of financial performance.

PERFORMANCE GUARANTEE: Performance guarantee by principals to deliver conforming goods and proper services to customers is required.

PERSONAL GUARANTEE: None, investor assumes the credit risk of nonpayment.

ADVANCE RATE: Up to 75%.

COLLATERAL: UCC filing on all assets. (Will subordinate or release on assets other than Account Receivables to allow for funding from other sources.)

FACTORING TERM: Generally two (2) years.

RATES: Typically 2.5% of the face value of the purchased invoices for each month that account receivable is outstanding. No other fees charged either on the dollars outstanding or for the facility.

FACTORING/SALES VOLUME: Annual factoring volume of $1,000,000- $50,000,000.

CLIENT PROFILE: Investor will provide factoring to a broad array of industries with good quality receivables.

USE OF FACTORING FACILITY:

• Project Financing
• Business Growth Financing
• Business Acquisition Financing
• Bridge Financing
• Financing Working Capital Needs
• Realization of Supplier Discounts
• Crisis Management
• Debtor-In-Possession (DIP) Financing

Program is available nationwide.

For more information or to get the approval process started please email a request to us.

Send request to: sblcfinancing@gmail.com

Or check us out on the net at: http://www.sblcfinancing.com

Monetize your instrument for cash. Monetize your instrument and trade. We will monetize any real instrument or just about any SKR. We will take in: SBLC, BG, MTN, T-Bills, T-Notes or T-Strips.

Monetization is the process of converting something into legal tender. It usually refers to the printing of banknotes by banks, but things such as gold, silver and diamonds and land or mines can also be monetized. We do like to see a SKR with these hard assets.

We even have a program that will get you a Instrument against your asset for trade.

To go forward we will need these questions answered…

Is the Instrument owned or leased?
Do you have copy of the Instrument?
Where is it now?
Where is it lodged?
What is the use of funds for?
Are you just looking to have it monetized or are you open to Trade?

We need the following:

1. Executive summary for use of funds. How did you acquire the instrument and exit strategy etc…
2. Front and back copy of the instrument… even the blank pages.
3. Phone number and Name of individual where who we can call to confirm where the instrument is lodged. SKR is nice too if available.
4. Bio on the client and if he has a company a bio on that too!

To start the process… we will email you a simple application/CIS and then require the items above.

For more information email us at: sblcfinancing@gmail.com 

At this point we will give you full Terms and Fees after full package has been reviewed.